FEMA’s Hazard Mitigation Assistance (HMA) grant programs provide funding for eligible mitigation activities that reduce disaster losses and protect life and property from future disaster damages. Currently, FEMA administers the Hazard Mitigation Grant Program (HMGP), the Flood Mitigation Assistance (FMA) Program, and the Pre-Disaster Mitigation (PDM) Program.
  • HMGP assists in implementing long-term hazard mitigation measures following a major disaster.
  • PDM provides funds for hazard mitigation planning and projects on an annual basis.
  • FMA provides funds for projects to reduce or eliminate risk of flood damage to buildings that are insured under the National Flood Insurance Program (NFIP) on an annual basis.
Commonly funded mitigation activities include:
  • Property Acquisition (Buyouts) - This is the most permanent form of mitigation for flood risk property. The community purchases and clears the property. Thereafter the property is maintained as public open space. This process is strictly voluntary.

  • Dry Floodproofing - Measures intended to make a structure temporarily watertight (e.g. shields, watertight doors).

  • Elevation - The physical elevation (raising) of an existing structure to the base flood elevation level or higher.

  • Minor Localized Flood Reduction - Local measures intended to lessen the frequency or severity of flooding and flood damages including stormwater, flood protection, and stabilization projects.

  • Safe Room - An interior room, a space within a building, or an entirely separate building, designed and constructed to provide near absolute life-safety protection from tornadoes and severe weather.

FEMA’s Hazard Mitigation Assistance (HMA) Guidance and Addendum applies to the Hazard Mitigation Grant Program (HMGP), Pre-Disaster Mitigation (PDM) program, and Flood Mitigation Assistance (FMA) program.

Additional information can be found on FEMA’s Hazard Mitigation Assistance website.

Forms


Hazard Mitigation Grant Program

The Hazard Mitigation Grant Program (HMGP) makes grants available to state and local governments as well as eligible private, non-profit organizations and Indian tribes to implement long-term, cost-effective mitigation actions following a Federal disaster declaration. Mitigation actions are actions taken to reduce or eliminate the long-term risk to life and property. The amount of funding made available is a percentage of total disaster costs and therefore will vary with each disaster. A project does not have to be in a declared county to be eligible for HMGP funding. Therefore, every community that is vulnerable to natural hazards should consider applying for HMGP funds.

Grant applications are submitted to WEM, which sets mitigation priorities and awards grants based on available funding and criteria established in the State Mitigation Plan. The top priority for this program is acquisition and demolition of flood prone structures. Other high priorities are elevation or relocation of flood prone structures, construction of tornado safe rooms, utility protection, storm water projects, education, and all-hazards mitigation planning. All projects must pass a Benefit-Cost Analysis using FEMA’s software and undergo a review for environmental and historic preservation impacts.

FEMA conducts the final eligibility review to ensure that all projects are compliant with Federal regulations, including the federal law that requires states and communities to have a FEMA-approved hazard mitigation plan in place prior to receipt of HMGP project funds.
In order to receive HMGP funds, the community must be participating in and in good standing with the National Flood Insurance Program (NFIP). Projects can protect either public or private property. Successful projects receive 75% federal funding with 12.5% state funding. The applicant is responsible for 12.5% of the project costs.

Additional information can be found on FEMA’s Hazard Mitigation Grant Program website.


Pre-Disaster Mitigation

The Pre-Disaster Mitigation (PDM) program is a nationally-competitive program that makes funding available to local, state, and Indian Tribal governments to implement feasible and cost-effective mitigation actions for all hazards. Mitigation actions are actions take to reduce or eliminate the long-term risk to life and property. Eligible activities for this program are acquisition and demolition, elevation, or relocation of flood prone structures; construction of tornado safe rooms; utility protection; storm water projects; education; and all-hazards mitigation planning.

Local governments and Indian Tribal governments applying for PDM funds for local mitigation projects must first have an approved local mitigation plan. Successful projects receive 75% Federal funding for total project costs. The applicant is responsible for 25% of project costs. For small and impoverished communities, the cost share is 90% Federal, 10% local.In order to receive HMGP funds, the community must be participating in and in good standing with the National Flood Insurance Program (NFIP).

Additional information can be found on FEMA’s Pre-Disaster Mitigation Grant Program website.


Flood Mitigation Assistance

The Flood Mitigation Assistance (FMA) program is a nationally-competitive program through which communities can receive grants for the development of a comprehensive flood mitigation plan and the implementation of flood mitigation projects. Mitigation actions are actions take to reduce or eliminate the long-term risk to life and property. Communities must participate in the National Flood Insurance Program (NFIP) to receive FMA funds. All projects must pass a Benefit-Cost Analysis using FEMA’s software and undergo a review for environmental and historic preservation impacts.

The overall goal of FMA is to fund cost-effective mitigation actions that reduce or eliminate the long-term risk of flood damage, and thus flood insurance claims, for NFIP-insured structures. Other goals are to reduce the number of repetitively or substantially damaged structures and the associated claims to the NFIP; encourage long-term, comprehensive flood mitigation planning; respond to the needs of communities participating in the NFIP; and complement other federal and state mitigation programs with similar goals.

FMA project grants are used to implement mitigation activities that reduce flood losses to NFIP-insured properties by elevating, acquiring and demolishing, or relocating NFIP-insured buildings. The cost sharing depends on the type of properties included in the grant. Severe repetitive loss properties can receive 100% federal funds, repetitive loss 90%, and all other properties 75%. The remaining portion is the required local match.

Severe repetitive loss properties are NFIP-insured structures:

  • That have had four or more separate claims payments (building and contents) over $5,000 each, totaling $20,000 or more; or
  • That have had at least two separate claims payments (building only) that have cumulatively exceeded the market value of the structure.
Repetitive loss properties are NFIP-insured structures that have incurred flood-related damage twice, with the average cost of each repair equaling or exceeding 25% of the market value of the structure. To qualify as a repetitive loss property, the contract for flood insurance must contain Increased Cost of Compliance (ICC) coverage at the time of the second claim.WEM Mitigation Section staff can help you determine whether a given property is listed as a repetitive loss or severe repetitive loss property. Additional information can be found on FEMA’s Flood Mitigation Assistance Program website.

 

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