During a Government shutdown, federal agencies must discontinue all non-essential discretionary functions until new funding legislation is passed and signed into law. Service members, family members, and National Guard civilian staff may experience issues related to pay. Here are some potential resources to assist you if you find yourself looking for assistance. Service members, civilians and families are encouraged to call mortgage and utility companies to inform them of the situation so that leeway can potentially be granted. Failure to pay without contacting the company could result in a negative impact to a credit score, so being proactive is essential.

Additional information and support can be found through the following resources:

Interest Free Payday Loans: Some financial institutions will offer a zero-interest loan that covers part of all of your normal direct deposit. Check with your financial institution to see if they offer any type of relief if you are impacted by the government shutdown.

EANGUS We Care for America Foundation is a National Guard Relief Foundation that offers grants and loans for Service members (enlisted and officer). More information can be found at We Care For America | Foundation (eangus-wcfa.org)

USAA members can apply for a no-interest loan equivalent to one missed paycheck (up to $6,000) if they are employed by an impacted federal agency. More information on USAA loan eligibility and financial assistance is available at https://www.usaa.com/inet/wc/ent-gov-shutdown-assistance-landing-mkt?akredirect=true

PenFed members may qualify for an interest-free loan in the amount of their net pay (up to $6,000) through its government furlough Direct Deposit Assistance program. PenFed also offers an emergency relief loan at the lowest available rate for a personal loan product.

Thrift Savings Plan will continue its normal daily operations and the ThriftLine will remain open. The TSP will post additional information on www.tsp.gov/shutdown, if a lapse in appropriations occurs. Members can also review this fact sheet for account holders who enter administrative furlough.

Navy Federal registration for assistance is available on the Navy Federal mobile app or at navyfederal.org, or call 1- 888-842-6328.

Military OneSource, Personal Financial Counselors and Military Family Life Counselor services will continue to provide career, financial and non-medical counseling as these services are paid by already funded contracts. Support for Military Personnel & Families | Military OneSource

Air Force Aid Society is available to Guard and Reserve Air Force and Space Force members regardless of status. Army Emergency Relief is available for ARNG Soldiers ordered to federal active duty for over 30 consecutive days.

National Guard Military Family Readiness Staff may have additional community resources or grant/loan opportunities. Please reach out to the Soldier or Airman and Family Readiness staff in your location for more information.

NGB J1-MB Military Family Readiness, Training and Certification Branch POC: Ms. Kristi Walters, 520-671-6333, Kristi.a.walters.civ@army.mil

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